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Condo Insurance

What is it and why do I need it?

Condo ownership is pretty similar to living in an apartment, the biggest difference is that you own the space.

Condo insurance is a type of property insurance that provides financial protection for those who own and live in a condo. Depending on the type of coverage you obtain, it might only cover personal possessions or it could go further by covering fixtures, carpet, various fixed appliances and often times even the drywall. and the like that live in the condo unit. This coverage can also provide liability protection as well as coverage for loss of use of the condo dwelling. It is important to check with the condo homeowner’s association about what type of coverage is provided by the association in order to determine the type of coverage needed by the owner.

The main plus of having good condo insurance is the peace of mind inherent in knowing that your unit and the possessions within are covered against loss from such events as fire, weather, theft or vandalism.






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